Your Home. Your Story. Your Future.

Stephanie S. Ramirez, Mortgage Loan Officer at House Hat Loans powered by Barrett Financial Group

Stephanie S. Ramirez, Mortgage Loan Officer

House Hat Loans powered by Barrett Financial Group

Phone: (832) 814-9496

Email: [email protected]

NMLS# 2472478

Company NMLS# 181106

Licensed in: TX

Stephanie San Luis Ramirez | NMLS #2472478 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | TX view complaint policy at www.barrettfinancial.com/texas-complaint | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

Stephanie S. Ramirez | House Hat Loans

Your Home. Your Story. Your Future.

A private-bank feel without the runaround.

Built for the house, not the brochure.

Three steps. No theater.

Ready for a number you can trust?

Mortgage Payment Calculator

Want an exact quote?

Mortgage Loan Officer · NMLS #2472478

Stephanie S. Ramirez helps Texas buyers and homeowners through House Hat Loans, powered by Barrett Financial Group — with clear numbers, calm guidance, and a file that actually moves.

Stephanie S. Ramirez

Your loan officer

Buying or refinancing should not feel like a maze of voicemail trees. I work one-to-one from first call through funding — explaining tradeoffs in plain language, keeping your realtor in the loop, and treating your credit and timeline with care.

Loan programs

How we work

Texas buyers & homeowners

Licensed through Barrett Financial Group.

Company NMLS #181106 · Equal Housing Lender · Not a commitment to lend.

Call, text, or send a note. I will walk the scenario with you — purchase, refinance, or a second look at an estimate you already have.

House Hat Loans powered by Barrett Financial Group

Contact

2701 East Insight Way, Suite 150 Chandler, AZ 85286

Explore

Stephanie San Luis Ramirez | NMLS #2472478 | Barrett Financial Group, L.L.C. | NMLS #181106 | 2701 East Insight Way, Suite 150, Chandler, AZ 85286 | TX view complaint policy at www.barrettfinancial.com/texas-complaint | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org

Payment estimate

Estimate your monthly payment, including taxes, insurance, and PMI.

Estimated monthly payment

You're all set!

We'll send your numbers over and follow up personally.

We'll email your full breakdown with today's real rates and next steps. No obligation.