Hi, I’m Stephanie.

About Stephanie S. Ramirez | House Hat Loans

Hi, I’m Stephanie.

I’m here to make homeownership feel possible.

A file that actually moves.

Service for the next step in the house.

NMLS details you can verify.

Ready to talk through the numbers?

About Me · NMLS #2472478

I’m a Mortgage Loan Officer with Barrett Financial Group, proudly serving homebuyers, homeowners, and investors throughout Texas.

Stephanie S. Ramirez

Mortgage Loan Officer · NMLS #2472478

Your loan officer

Hi, I’m Stephanie! I’m a Mortgage Loan Officer with Barrett Financial Group , proudly serving homebuyers, homeowners, and investors throughout Texas.

As a bilingual Loan Officer fluent in English and Spanish , one of the things I’m most passionate about is helping my community understand the mortgage process and feel confident every step of the way. I know buying a home can feel overwhelming, especially when you’re not sure where to start or when English isn’t your first language. My goal is to make the process feel simple, comfortable, and personal — and to make sure you always feel like you have someone in your corner.

I work under Luchador Mortgage Group LLC , a team with more than 30 years of combined mortgage experience . Having the support of such an experienced team means my clients benefit from knowledge, strong communication, and a group of people working together to keep loans moving and get them to the closing table as smoothly and efficiently as possible.

Being part of Barrett Financial also gives me access to a wide variety of loan programs and lending options, allowing me to look for solutions that fit each client's unique situation rather than taking a one-size-fits-all approach.

While I personally originate loans throughout Texas , my network doesn't stop at the state line. I have access to great teams across the country, so if you, a family member, or a friend needs mortgage help outside of Texas, I can help connect you with the right people.

Whether you’re buying your first home, your next home, refinancing, or investing in real estate , I would love the opportunity to help. For me, this business is about more than closing loans — it’s about helping families, educating my community, and being someone you can trust throughout the journey.

I’m here to help make the dream of homeownership feel possible, understandable, and within reach.

How she works

House Hat Loans

Powered by Barrett Financial Group.

NMLS #2472478 · Company NMLS #181106 · Equal Housing Lender

Who she helps

Whether you are buying your first home, your next home, refinancing, or investing in real estate, I would love the opportunity to help — described as services, not guarantees of approval.